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12 anos de experiência

Competências

Relationship Management Account Management KYC AML Compliance Cross‑selling Bank Operations Transaction Processing Customer Service Risk Management Process Improvement Team Coordination Workflow Optimization Communication Problem Solving Interpersonal Skills

Experiência

Relationship Manager

Habib Bank Limited

2014-01 - 2026-12

Managed and retained a portfolio of over 200 retail and corporate clients, delivering tailored banking solutions and achieving a 95%+ customer satisfaction rate. Led account opening processes for 200+ clients annually, ensuring strict KYC and regulatory compliance. Executed more than 50 daily remittance transactions with full AML adherence. Drove cross‑selling initiatives that increased product penetration and revenue contribution. Coordinated with internal teams to streamline workflows, improve operational efficiency and reduce service turnaround times.

Customer Service Officer

Habib Bank Limited

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Managed secure locker operations in line with bank security protocols and audit requirements, maintaining confidentiality of client assets. Delivered efficient customer service while ensuring compliance with risk control standards. Maintained accurate documentation and supported issue resolution for clients.

Operations Officer

Habib Bank Limited

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Supervised daily branch operations to ensure smooth transaction processing and service delivery. Ensured compliance with internal policies, regulatory frameworks and operational risk standards. Supported clearing, settlements and account services with high accuracy, and identified process improvement opportunities to enhance performance.

Teller

Habib Bank Limited

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Processed high‑volume cash transactions in local and foreign currencies with precision. Managed cheque clearing operations in compliance with banking procedures. Delivered frontline customer service, maintained accurate transaction records and adhered to strict security protocols.

Idiomas

English

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